Some of the best providers of alternative finance are those that communicate their offering as simply as possible. The last thing that small and growing businesses need when considering their finance options is to be faced with a wall of jargon that makes it difficult for them to make the right choice. To navigate their […]
Posted on 20th May 2016 in Finance.
Peer-to-peer lending has continued to take the market by storm in 2016. With the market continuing to grow and alternative finance establishing itself firmly, more and more savers are looking to get involved.
Posted on 16th May 2016 in Finance.
For start-ups and companies in their infancy a financial model should be much more than a set of operational metrics and financial statements – it’s an opportunity to create a roadmap that explores how your business proposition, marketing, organisational and strategic decisions will impact your financial position, and how likely what you are betting on […]
Posted on 11th May 2016 in Finance.
Last December, when Parliament announced an inquiry into small and medium-sized enterprise (SME)’s access to finance since the economic downturn, many declared it long overdue. Bank lending to smaller businesses may have improved recently, but it remains far below pre-crisis levels. Alternative finance is on the rise, but there are still too many cash-starved enterprises […]
Posted on 10th May 2016 in Finance.
With the rising cost of business’ gas and electricity bills, the impact that your energy consumption has on your commercial property can prove to result in expensive overheads. Sole traders, small businesses and larger corporations can benefit from reduced energy bills but it doesn’t have to be a lengthy, complicated process when thinking about optimising […]
Posted on 6th May 2016 in Finance.
Finance directors and teams can be blamed for delaying payments but recent research suggests otherwise. The research – conducted by Invu of UK finance workers – suggests late payments are often a result of poor purchasing systems and processes, rather than a cash management decision based on visibility and control. Businesses spending additional time and […]
Posted on 29th April 2016 in Finance.
Much has been said in the press lately about the pay packets of board executives and given the uproar, you could take a wild guess that they wish it could have been kept under wraps. The chief executive and chairman of Centrica and the chief executive of BP were recently criticised publicly over excessive pay […]
What’s the biggest challenge for small and medium-sized enterprises in the year ahead? According to organisations such as the Federation of Small Businesses, it’s not the global economic slowdown that worries small businesses most or even the uncertainty over the UK’s EU membership referendum – the issue keeping them up at night is the cost […]
Posted on 20th April 2016 in Finance.
Wallets, or purses, have been around since bartering was replaced by the exchange of goods for currency of whatever variety. Therefore they were handy means of carrying that currency in case you needed to ‘buy’ something on your travels. Centuries, if not millennia, have passed and we are now in the electronic, or digital, age.
Posted on 14th April 2016 in Finance.
If you’re looking for a business loan of more than around £50k, it’s highly likely you’ll be asked by your bank to provide security. More negative commenters have quipped that these days, the high street banks are little more than pawnbrokers — and for firms in recruitment, technology, media or business services, the banks’ attitude […]
Posted on 7th April 2016 in Finance.
E-invoicing is going to be an integral part of our digital economy in the next few years. Many big businesses and governments have already switched over to this system, and it is only a matter of time before smaller businesses have to follow suit. But wait a minute! What even is e-invoicing? How does it […]
Posted on 7th April 2016 in Finance.
For any accountants who have been preparing their end of tax year reports, the last few months are likely to have been pretty stressful. However, there are many things that accountants can implement as we head into the new financial year to make their lives easier when they come to prepare their documentation again in […]
Posted on 6th April 2016 in Finance.