By Daniel Hunter
Car insurance premiums could rise by as much as 10% in the next year, according to the AA.
The vehicle recovery firm also said that home insurance isn't likely to get any cheaper.
Its index of the cheapest fully comprehensive car insurance deals found that premiums had risen 0.2% to £540 in the final quarter of 2014.
But the AA said prices were still £200 lower than the 2011 peak.
"Car insurance is extremely competitive. Nevertheless the underlying trend is upward," said Janet Connor, managing director of AA Insurance.
Buildings and contents insurance remained largely unchanged in the final quarter. And unless there are any significant weather damage, the AA said it expects premium to stay roughly the same.
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