By Marcus Leach
The FTSE 100 was down 43.45 points in early trading on Wednesday as the top banks' shares fell on the back of Standard & Poor's cutting the ratings on 15 major lenders.
The drop in the FTSE saw it fall back to 5,293.54, and over all in November the index is 4.5% down.
HSBC (HSBA.L), Barclays (BARC.L), LLoyds (LLOY.L) and RBS (RBS.L) all fell up to 2 percent.
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