By Maximilian Clarke
The UK’s Association of British Insurers have announced that adding winter tyres will not result in extra charges on drivers’ motor insurance.
The announcement by the Association’s director will allay fears that arose from media reports that adding tyres to improve handling on icy roads would be counted by insurers as a modification that would incur extra charges.
Under an ABI commitment ABI member insurers representing 90% of the motor insurance market confirm that they will not charge any additional premium if winter tyres are fitted, provided that the tyres meet, and are fitted in accordance with, the vehicle manufacturers’ specifications and are in a roadworthy condition.
“Insurers do not want to penalise motorists who take steps, like fitting winter tyres, to improve their safety on dangerous winter roads,” said Nick Starling, ABI’s Director of General Insurance. “Last year cold weather came early and there was some uncertainty for customers about the insurance implications of fitting winter tyres. This commitment clarifies the position for motorists.”
While the insurers signed up to the commitment will not charge an additional premium for the fitting of winter tyres, some may require the customer to advise them that these tyres have been fitted. The commitment covers cars used for personal use, under a private or personal use car insurance policy.
The commitment does not cover fitting new wheels. Any motorist who has winter tyres fitted to new wheels should contact their motor insurer for advice.
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