New policies which allow the NHS to recover the costs of treating patients injured in the workplace could harm SMEs, a report has claimed.The Federation of Small Businesses (FSB) warned that the new policy, which allows the NHS to claim back the costs of treating people who have received personal injury compensation, will cause employer's injury liability insurance to increase drastically.Mary Boughton, the FSB's health and safety chairman explained that many SMEs were already facing high insurance costs and that one in four struggled to obtain employers liability compulsory insurance. She also criticised insurers for "not taking good health and safety records into account". "We are not here to defend businesses whose negligence causes accidents in the workplace. But the vast majority of small businesses are conscientious employers and don't deserve to be set back by higher insurance premiums," she explained.However, launching the new NHS scheme MP Andy Burnham said that it was "unacceptable" for taxpayers to pay for treatments for workers "simply because employers fail to take adequate steps to protect their workforce"."This policy will encourage employers to take steps to prevent employees being injured," he concluded.© Adfero Ltd