By Jonathan Davies

In 100 days time, between 7am and 10pm on Thursday 7 May, the UK will head to the polling stations to cast their vote in the 2015 general election.

It can sometimes be difficult to see through the political point-scoring to understand what the parties' policies actually are. That's why, with 100 days to go, we're bringing you the key business and economic policies from the three main parties.

The Labour Party and its leader Ed Miliband lag behind in opinion polls when it comes to the economy. As a general overview, Labour wants to cut less and spend more to generate growth.

When he announced his party's manifesto for the general election, Mr Miliband said it was a manifesto "not just for one year or one term of office, but a plan for the next 10 years: Britain 2025".

It's the soundbite that Labour hopes will be just as successful as the Conservatives "long term economic plan".

Low pay

Ed Miliband has often been damning in his criticism of the employment figures over the past year. Whilst unemployment has been falling, Labour say it is because of an increase in low paid, often zero-hour contracts.

Labour has pledged to raise the National Minimum Wage (NMW) to £8 an hour by 2020, which it claims will benefit two million people.

Self employed

Labour believes that the self-employed are the most entrepreneurial people in the country and wants to help them cope better financially. Miliband wants to secure more rights for the UK's five million self-employed people, providing better conditions.

Apprenticeships

Miliband wants to have an equal number of people going to university as the number in apprenticeships. He said the UK has fallen behind in offering apprenticeships, with schools often discouraging them.

'Green Leader'

No, Red Ed isn't defecting to the Green Party! He wants the UK to establish itself as a leader in investment for green technology.

A Labour government would set up a Green Investment Bank with the power and financial backing to invest and support businesses that develop 'green' tech.

Housing

House prices rocketed in 2014. But there is still a shortage of new, affordable homes. That is why Mr Miliband has pledged to increase house-building, and create new towns, suburbs and 'green cities'.

Spending

As I mentioned earlier, one of Labour's key pledges is to cut spending cuts. Miliband's party says it will introduce spending cuts of £7bn, far below those proposed by the Conservatives.

Borrowing

Labour has been unrelenting in its attack on the government's borrowing figures. Shadow Chancellor Ed Balls joined Ed Miliband in crucifying the Tories and Chancellor George Osborne for 'borrowing more in the last four years than the entire of the last Labour government'.

The opposition leader said a Labour government would borrow not "a penny more".

'Mansion tax' and other taxes

Ah yes! The much talked about 'mansion tax'. A Labour government would introduce a tax on properties worth more than £2m.

The government has already started doing it, but Ed Miliband says that Labour would crackdown on tax avoidance better than the Tories.

And finally, tobacco companies are in for a rough time if Labour wins the general election. Miliband wants to increase taxation on 'companies who put the country's health at risk'.

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