By Claire West

Builders, waiters and gardeners are among those who will benefit most from automatic enrolment into workplace pensions starting next month, new analysis by DWP reveals today.

The industries where workers are currently least likely to have a workplace pension are Construction (with 33 per cent of workers saving); Distribution, Hotels and Restaurants (28 per cent); and Agriculture and Fishing (19 per cent).

Gas fitters, electricians and plumbers are among those building up the most savings in any sector (66 per cent are saving), yet Energy and Water is the sector that has seen the sharpest decline in saving, down 20 per cent over the past 15 years from 86 per cent.

Automatic enrolment will reverse this trend. Millions will get access to pension saving, many for the first time, and everyone will get a contribution from their employer.

Pensions Minister Steve Webb said:

“Pensions are far too important to be the preserve of the few. All workers deserve a decent income in retirement, and far too many are missing out at the moment, particularly those on low to moderate incomes who need them the most.

“Next month, with the dawn of automatic enrolment millions of workers from every industry across the country will start saving so they can secure a more prosperous retirement.”

There has been a dramatic decline in the Distribution, Hotels and Restaurant industries since 1997, with pension saving down from 46 to 28 per cent. And saving is down in the Banking, Finance and Insurance sector from 58 to 44 per cent

Pension saving has fallen across all age groups, but it is steepest among those aged 22-29, falling from 43 per cent in 1997 to 24 per cent today.

Both men and women are saving less, although pension saving has fallen further for men — down from 59 to 44 per cent, and from 49 to 39 per cent for women.

Up to 11 million people are expected to be eligible for automatic enrolment, with 6 to 9 million newly saving or saving more in all forms of workplace pension scheme.