By Claire West
1 in 3 people in the UK (34%) say they are 'worth more dead than alive' according to new research by Confused.com, but 40% of people in the new study say that they have dependents who could not pay the bills if they died, and nearly 60% do not have life insurance.
A new, short zombie film made by Confused.com hammers home the message that once people are gone, it's too late to think about life insurance, which is sad for the poor zombie who is patiently waiting at home for a financial adviser.
However, nearly 60% of the UK (59%) told Confused.com that they do not have a life insurance policy, despite the fact that 64% do have a mortgage which they have not yet paid off.
Insurers in the UK pay out £37 million every day to help dependents cope with the death of loved ones, according to the Association of British Insurers (ABI) but despite this, more than 1 in 10 people surveyed (11%)admitted that their loved ones would be without a home if they died.
This strongly suggests that many may not protect their families through life insurance or savings.
Matt Lloyd, Head of Life Insurance at Confused.com explained: "A debt such as a mortgage should ideally be backed up with life insurance so that it can be paid off in part or in full if one of the mortgage holders should die.
The loss of a loved one is a stressful time without having to worry about not being able to afford the mortgage bills."