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Creative Destruction

28/09/2012 By Michael Baxter, economics writer When the dinosaurs went extinct, the mammals must have cracked open the Bolly. For when those great lumbering beasts went out of businesses, a vacuum was created. And into the market stepped a tiny shrew-like creature which thrived, and grew, and eventually became us —... read more


 

Women Interim Managers Failing To Take Financial Planning Seriously

27/09/2012 By Diane Morris, director of Interim Women Many women opt for interim working because it offers a more flexible and diverse way of working, however it is not without its risks and it’s often a much more uncertain way of working than the world of employment, especially where finances are concerned. Research... read more


 

Family-Run Business Secures £3million Invoice Discounting Deal

27/09/2012 By Peter Cromarty, Head of Business Development at Bibby Financial Services North East One of the North East’s leading family-run businesses has secured a £3million confidential invoice discounting facility from independent invoice finance provider Bibby Financial Services, strengthening the company’s plans for growth. Sunderland based Thompson Building Centres, which employees 150 staff,... read more


 

How Businesses Can Keep The Recession At Bay

27/09/2012 By Edward Winterton, commercial director at Bibby Financial Services While the UK economy is on go slow with the crisis in the eurozone impacting trade at home and abroad, small and medium-sized enterprises (SMEs) are finding new ways to adapt to the changing landscape. By combining common business practices with more... read more


 

Businesses Are Unable To Secure ‘Necessary’ Funding As Lenders Fail To Meet Expectations

27/09/2012 By Edward Winterton, commercial director at Bibby Financial Services The success rate of businesses applying for external funding over the past 12 months stands at just one in three (32 per cent), with just nine per cent of firms receiving the level of finance they applied for. In surveying 1,000 UK small... read more


 

How Businesses Can Keep The Recession At Bay

While the UK economy is on go slow with the crisis in the eurozone impacting trade at home and abroad, small and medium-sized enterprises (SMEs) are finding new ways to adapt to the changing landscape according to one funding provider. By combining common business practices with more innovative methods, some firms are seeing an upturn in trading performance and are in fact, growing increasingly confident about the future. read more


 

Bank Loan Troubles? There Are Other Options Out There...

A couple of months ago the BDRC Continental Finance Monitor, which details the borrowing process for SMEs, revealed that 33% of loan applicants ended up with no loan at all for their business. With the UK’s economic recovery depending heavily on growth within the SME space, I found these statistics particularly worrying. read more


 

How To Choose The Right Payment Provider

For any new online business, how you capture and manage payments is directly linked to your ability to grow revenues. It’s also one aspect of your business very likely to be outsourced, as you and your team focus resources and energies on the core business. read more


 

How IT Leasing Can Help SMEs Manage Cash, Enjoy Tax-Breaks And Avoid Losing Thousands Of Pounds In Depreciation

10/09/2012 By Jon Leslie, MD, Reality Finance Direct British businesses spend £1.1 billion a year on IT Leasing and Financing, says The Finance and Leasing Association (FLA) and 95% of the top FTSE 100 companies use leasing to pay for equipment and software, according to GE Capital. Yet, overall we spent £12 billion... read more


 

Relationship Banking And The Need For A Cultural Change

17/08/2012 By Wilfred Emmanuel-Jones Today my banking facility agreement arrived for signature. This brings to a close for another year, at least, weeks of anxiety regarding whether or not the bank manager will give me the facility that I need for my business. This anxiety is brought about because I have... read more


 

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