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Asset Financing: A real opportunity for Funding for Lending?

The Government’s extension of the Funding for Lending Scheme to asset based lenders, invoice finance houses and leasing firms was met with cynicism from the business community. Many have been quick to comment that the initiative is “no game changer” and that it will do nothing to increase demand for credit, which apparently remains low. read more

 

Cash Forecasting May Be Your Best Risk Management Tool

Minimizing exposure to risk is an essential job for corporate treasury departments. In most risk management studies, including a comprehensive global survey in 2011 by Accenture, Liquidity Risk is rated the first or second (to counterparty risk) concern of global Treasurers. read more

 

Major Boost in Invoice Finance Usage Driven By SMEs

Tandem Invoice Finance has witnessed a two-fold increase during the last 12-months, in the take-up of its Selective Invoice Finance products from businesses with a turnover up to £1,500,000, illustrating the appetite that small businesses have towards accessing flexible finance options. read more

 

Get Your Business On Track This New Tax Year - In An Hour A Week

Like it or not, one of the most important parts of running a business is managing the books. You probably didn’t go into business to track expenses and generate accounts - but the bills and the tax man always have to get paid! So with the new tax year just starting, how can you ensure you dedicate enough time to managing your finances over the next 12 months without neglecting the rest of your business? read more

 

Trade Finance

How do growing companies fund orders without accessing bank debt, invoice discounting or selling equity? With the trials and tribulations of the banking world there is a growing desire to return to traditional forms of non-banking finance. read more

 

Multiple Invoice Discounting

Invoice finance, which provides funding for multiple invoices, can be very attractive. The precise services provided differ between financiers and product types. The two main products are factoring (which, broadly, covers facilities where the financier collects the debts itself) and invoice discounting (where, again broadly, the business collects the debts as the agent of the financier). read more

 

Single Invoice Discounting

Invoice discounting is an asset-based working capital solution that allows businesses to get advances on outstanding invoice they are due from customers, rather than waiting for those customers to pay. It is particularly well suited to those businesses that have large end customers who enforce long payment terms. read more

 

Don’t Follow The Crowd In Business… Get Your Head Out Of The Sand!

Do you ever feel that you are too busy to plan for next year as you are busy worrying about this? You are not alone. Many business owners spend too much time in the business rather than seeing the big picture. read more

 

Beyond The Banks

The financial crisis and subsequent on-going regulation of the banking sector has created the need for alternative financial intermediary services. SME’s are now beginning to see a far wider choice of ways to raise the equity and debt capital they need to be able to run and grow their businesses efficiently. read more

 

Business Owners Stumped By Tax and Expenses

Only one in four small business owners claim back all of the expenses they incur personally for their business, according to research carried out by YouGov on behalf of online accounting provider FreeAgent. read more